Insurance LAw

We understand regulation – and the dynamics of your industry.

You are here: Expertise . Insurance Law

Whether an established insurer, underwriting agent, brokerage firm or innovative InsurTech: those who want to succeed in the insurance market must combine complex regulatory requirements with entrepreneurial flexibility and new business models. As a law firm focused on regulatory law and the financial industry, we guide you through all regulatory matters in the insurance sector – with confidence, solution-oriented advice and practical insight.

Our Expertise

We advise national and international primary and reinsurance companies, intermediaries, InsurTechs, platform providers as well as companies from the IT and real economy on all aspects of insurance and financial supervisory law.

Insurance Supervisory Law
Advising on the German Insurance Supervision Act (VAG), in particular on licensing matters, business models, Solvency II/capital requirements, capital investment and investments including eligibility checks under AnlV and Solvency II, ESG as well as ongoing regulation and corporate governance.

Insurance Distribution Law & Cooperation Models
VVG/IDD compliance, contract drafting, group insurance, insurance intermediary law (GewO), interface advice for traditional and digital distribution models (bancassurance, embedded insurance, MGAs/brokers, cross-border business, accessibility, payment services/ZAG, etc.).

Digital Insurance & InsurTechs
Regulatory and cross-sector legal support for innovative business models in the insurance sector – pragmatic and practice-oriented, with an understanding both of regulated insurance companies and relevant service providers from the ICT sector.

Insurance Contract Law
Contract and coverage review.

Risk Management, Compliance & Anti-Money Laundering
Advising on MaGo, in particular on the establishment and further development of effective compliance structures and processes – tailored to regulatory requirements and the individual risk profile. Support in BaFin and annual audit procedures as well as related remediation programmes.
Service overview

ICT/DORA, IT Security & Data Protection
Support in meeting regulatory requirements (e.g. under DORA, AI Act) as well as in data protection and IT security matters, including incident response support. Assistance in BaFin and annual audit procedures as well as related remediation programmes.
Service overview

Reliable Guidance in a Regulatory Environment

Launching innovative insurance products, scaling platforms or driving digital transformation in primary and reinsurance companies always comes with regulatory challenges. We help you navigate these challenges with foresight and practical solutions.

As a boutique law firm focused on regulatory law and digitalisation, we combine deep knowledge of the legal framework with an understanding of business realities. Our experience covers licensing, capital investments, complex distribution models, cooperation with ICT providers and InsurTechs as well as cross-border business.

We are well-versed in dealing with supervisory authorities such as BaFin, chambers of commerce and data protection regulators. Our advice is pragmatic, solution-oriented and built on many years of industry expertise – tailored to your business model, risk profile and market strategy.

Talk to us about your project.

Whether a traditional insurance structure, an innovative platform solution or a specific regulatory question – we support you with well-founded advice and deep industry expertise.