Frank Müller, LL.M. - Lawyer and Founding Partner at Annerton

Frank Müller, LL.M.

Member of the Supervisory Board

Frank Müller is a founding partner and managing director of Annerton Rechtsanwaltsgesellschaft mbH with offices in Berlin, Frankfurt a.M. and Munich. He is also a board member of Annerton S.A. in Luxembourg.

Frank has been advising start-ups, SMEs and big corporates from the banking, financial services, digital economy and blockchain/ DLT sectors on all aspects of banking, banking supervisory, payments and anti money laundering law for many years. Frank supports his clients in structuring their business models, coordinates them with the financial supervisory authorities and assists his clients in applying for BaFin permits (Banking Licenses, EMI and PI Licenses as well as Crypto Custodian Licenses). Another focus of his advisory services is the structuring of complex cooperations between regulated institutions and FinTechs in connection with platform and marketplace solutions, embedded finance and fronting bank models as well as white label solutions. Frank helps international companies from the financial sector to enter the German market and German companies to roll out their business model abroad. Frank is co-founder of the FinTech Lawyers Network, an association of specialised European lawyers from the banking and FinTech sectors. Legal publications such as Juve-Verlag, Legal500 and Chambers & Partners have ranked Frank as one of Germany’s leading FinTech lawyers for many years.

Frank is the initiator of PayTechLaw, the leading legal blog and podcast format in Germany for the banking, payment & FinTech sectors. Frank is also podcaster of the format “Alles Legal”, a cooperation between Payment and Banking and PayTechLaw.


  • Since 2020: Founding partner of Annerton Rechtsanwaltsgesellschaft mbH
  • Since 2020: Partner, Member of the Board of Directors of Annerton S.A., Luxembourg
  • 2014-2019: Partner at Aderhold Rechtsanwaltsgesellschaft mbH
  • 2008-2013: Lawyer at SKW Schwarz Rechtsanwälte
  • 2012: LLM from University of the Western Cape, Cape Town, South Africa
  • 1998-2003: Law degree from Universität Regensburg


  • Banking law
  • Banking supervisory law
  • Payment services supervisory law
  • Payment services law
  • Anti-money laundering law
  • Outsourcing
  • Crypto & digitisation
  • Financial services law
  • Compliance
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