Dr Florian Lörsch
Lawyer
Partner
Dr Florian Lörsch advises banks, payment service providers and fintech companies from the Berlin office on all civil and regulatory aspects of product development. His particular focus lies on “Buy Now, Pay Later” products, SME financing, consumer credit and factoring. In addition, he specialises in the legal structuring of credit financing and the refinancing of receivables portfolios. Florian also regularly advises on anti-money laundering and compliance matters for regulated institutions.
Florian regularly publishes posts on our blog “PAYMENT.TECHNOLOGY.LAW.” (PayTechLaw).
In addition to his activities as a lawyer, he has been lecturing at the university Hochschule für Wirtschaft und Recht in Berlin since 2018.
Vita
- Since 2020: Lawyer at Annerton Rechtsanwaltsgesellschaft mbH, Berlin
- 2018-2019: Lawyer at Aderhold Rechtsanwaltsgesellschaft mbH, Berlin
- Since 2018: Lecturer at Hochschule für Wirtschaft und Recht, Berlin
- 2015-2018: Lawyer at CMS Hasche Sigle, Berlin
- 2013-2015: Lawyer at Morrison & Foerster, Berlin
- 2011-2013: Legal traineeship at the Court of Appeal in Berlin (Kammergericht Berlin)
- 2008-2011: PhD at Westfälische-Wilhelms-Universität Münster
- 2003-2007: Legal studies at Westfälische-Wilhelms-Universität Münster and University of Exeter in Exeter (UK)
Expertise
- Payment services law
- Banking law
- Banking supervisory law
- Anti-money laundering law
- Payment services supervisory law
- E-commerce
- Financial services law
- Corporate law
- Crypto & digitisation
Publications
- Chapter “Buy now, pay later” – Rechnungs- und Ratenkauf in Herresthal/Schindele/Müller, PayTechLaw, 1. Aufl. 2025,
- Comment in Schäfer/Omlor/Mimberg, ZAG-Zahlungsdiensteaufsichtsgesetz
- Kompetenzfragen der Mezzanine-Finanzierung: Eine Untersuchung zu den §§ 221 und 292 Abs. 1 Nr. 2 AktG de lege et ferenda, Schriften zum Gesellschafts-, Bank- und Kapitalmarktrecht, Nomos 2012. (Competency issues regarding mezzanine financings)
- Geldwäscherichtlinie-Umsetzungsgesetz aus Sicht der Prepaid-Branche (together with Nasim Jenkouk), Karten – Zeitschrift für Zahlungsverkehr und Payments, 02/2020, p. 31 (The Anti-Money Laundering Directive Implementation Act from the perspective of the prepaid industry)